Does a health insurance quote cost anything?

No. Quotes and enrollment help are completely free. Brokers are paid a commission by the insurance carrier, and premiums are set by law, so a plan never costs more when you go through a broker than when you buy it direct.

How long does it take to get a quote?

About two minutes. You answer a few questions about your household, income and ZIP code, and we come back with real prices for the plans available where you live.

Do I have to buy a plan after getting a quote?

No. There is no obligation. Many people get a quote to compare against an employer plan or a renewal notice and decide to keep what they have.

What information do I need to get an accurate quote?

Your ZIP code, the ages of everyone who needs coverage, and your estimated household income for the year. Income is what determines your subsidy, so an accurate estimate matters more than anything else.

Which states do you cover?

VS Health Benefits is based in Miami, Florida and licensed in more than 40 states.

Free Quote, No Obligation

Get a Free Health Insurance Quote
in About Two Minutes

Answer a few quick questions and we will match you with the best health insurance options available in your area. Takes about 2 minutes.

Individual or Family

Coverage for you and your loved ones

Small Business

Group plans for your employees

Licensed in 40+ States

100% Free Service

No Spam, Ever

Compare Top Carriers

★★★★★

Bradley is such a caring person. He didn't only help my mom find an amazing option, but then helped me find an option even though my schedule is crazy and I get home from work at 9:30pm every night.

Verified customerVerified Google review

★★★★★

As an owner-operator I never had time to figure out health insurance. Bradley handled everything over text between my runs and found me a plan that actually works on the road.

Marcus T.Verified Google review

★★★★★

We're a small shop with six employees and thought group coverage was out of reach. VS Health Benefits found us an affordable plan and made the whole setup painless.

Denise R.Verified Google review

★★★★★

Being 1099 I was overpaying for a plan that barely covered anything. Bradley compared my real options honestly and got me better coverage for less every month.

James P.Verified Google review

★★★★★

Bradley took the time to explain everything so my wife and I actually understood our coverage. No pressure, no jargon, just real help for our family.

The Alvarez FamilyVerified Google review

Rather talk to a person? Call or text (954) 825-1009
Questions or support? Email info@vshealthbenefits.com

About You

Let's start with the basics

We'll use this to personalize your quote options.

First Name*

Please enter your first name.

Last Name*

Please enter your last name.

Date of Birth*

Please enter a valid date of birth.

Location

What is your home address?

Your location helps us find plans available in your area.

Street Address*

Please enter your street address.

ZIP Code*

Please enter a valid 5-digit ZIP code.

State*

Please select your state.

Contact Info

How can we reach you?

Your advisor will use this to share your personalized quote options. We never share your information.

Phone Number*

Please enter a valid phone number.

Email Address*

Please enter a valid email address.

Your information is 100% secure and never sold.

Household Income

What is your estimated annual household income?

This helps determine if you qualify for subsidies or tax credits that can significantly lower your monthly premium.

Under $20,000

$20,000 - $35,000

$35,000 - $50,000

$50,000 - $75,000

$75,000 - $100,000

$100,000 - $150,000

$150,000+

Prefer not to say

Many people qualify for $0/month plans. Your income helps us find every discount available to you.

I agree to receive SMS text messages and/or phone calls from VS BENEFITS LLC (d/b/a VS Health Benefits) at the number provided, including quote information, appointment confirmations and reminders, and policy service updates. Message & data rates may apply. Message frequency varies. Reply STOP to opt out at any time or HELP for help. Consent is not a condition of purchase. Privacy Policy & Terms.

Business Owner

Tell us about yourself

We'll assign a dedicated business insurance advisor to your account.

Owner First Name*

Please enter the owner's first name.

Owner Last Name*

Please enter the owner's last name.

Best Contact Phone Number*

Please enter a valid phone number.

Business Email*

Please enter a valid business email.

Your Business

Tell us about your business

This helps us find group plans sized and priced for your company.

Business Name*

Please enter your business name.

Number of Employees (including owners)*

Please select employee count.

Requested Coverage*

Please select a coverage type.

Currently Insured?*

Please select an option.

Desired Coverage Start Date

Your Situation

What's driving you to look for coverage now?

Select all that apply. This helps us find the most relevant group plans for your team.

We do not currently offer employee health benefits Our current group plan is coming up for renewal Our current plan costs too much for what we get We want to attract and retain better talent We are growing and need a scalable plan Our carrier dropped or changed our plan Employees have complained about current coverage We are a new business setting up benefits for the first time Something else

Business Location

Where is your business located?

Group plan availability and pricing varies by state. We'll find the best options for your location.

Business Street Address*

Please enter the business address.

ZIP Code*

Please enter a valid ZIP code.

State*

Please select a state.

Business Phone Number*

Please enter a valid business phone number.

Preparing your quote…

Hang tight while we match you with the best available plans in your area. This only takes a few seconds.

Securing your information
Checking plans available in your area
Comparing rates from top A-rated carriers
Matching you with your best options
Finalizing your personalized quote

You're All Set!

Your quote request has been received. A licensed VS Health Benefits advisor will reach out to you shortly with your personalized plan options.

Review in progress. We're analyzing your information to match you with the best available plans.

Advisor contact. A licensed advisor will call or email you within 1 business day, often within hours.

Compare and choose. Review your options side by side with no pressure and no cost.

Return to VS Health Benefits

Compare plans from top A-rated carriers

UnitedHealthcare Aetna Cigna Healthcare Humana Blue Cross Blue Shield Kaiser Permanente Anthem

Ratings reflect AM Best financial-strength ratings. VS Health Benefits is an independent broker and is not endorsed by any carrier.

Get a Free Health Insurance Quotein About Two Minutes

Individual or Family

Small Business

Let's start with the basics

What is your home address?

How can we reach you?

What's bringing you here today?

What is your estimated annual household income?

Tell us about yourself

Tell us about your business

What's driving you to look for coverage now?

Where is your business located?

Preparing your quote…

You're All Set!

Compare plans from top A-rated carriers

Get a Free Health Insurance Quote
in About Two Minutes