Self-Employed Health Insurance in Illinois
Private PPO plans for 1099 workers, freelancers and one-person businesses, compared across top A-rated carriers. Free.
We compare plans from top A-rated carriers
Why self-employed people choose VS Health Benefits
Coverage without an employer
Contractors, gig workers and owners get a real major medical plan of their own.
Top A-rated carriers
We line up the big names side by side and show you the real monthly price for your ZIP code.
Pick your own doctors
PPO plans let you see specialists without referrals, with nationwide options if you travel.
Quote in minutes
Start online in about two minutes, then an advisor walks you through your options.
Health coverage for self-employed people in Illinois
From Chicago, Joliet, Rockford and Peoria, more people in Illinois work for themselves than ever: contractors, real estate agents, rideshare drivers, consultants and small business owners. Without an employer plan, you choose your own coverage. We compare PPO plans with strong Illinois networks so you can keep the doctors you already see.
What to compare before you pick a plan
Your doctors in Illinois
Check that the doctors and hospitals you already use are in the plan's network.
Deductible and out-of-pocket max
These decide what a bad year costs you. Compare them, not just the monthly premium.
Your prescriptions
Make sure the medicines you take are on the plan's drug list and see what they cost.
When coverage starts
Private PPO plans accept applications year-round, and if approved, coverage can often start the first of next month.
How it works
Enter your ZIP
Tell us where you live and who needs coverage.
Compare real prices
A licensed advisor lines up plans from several A-rated carriers.
Pick your plan
We handle the paperwork and you are covered.
Illinois questions
Can I get health insurance if I am self-employed in Illinois?
Yes. Self-employed and 1099 workers in Illinois can buy a private PPO plan for themselves and their family. We compare plans from several carriers for you.
How much does self-employed health insurance cost in Illinois?
It depends on your age, ZIP code, who is on the plan and the plan you pick. Start a quote and a licensed advisor shows you real prices for your Illinois ZIP code, usually the same day.
Is health insurance tax deductible for self-employed people?
Self-employed people can often deduct what they pay for health insurance. Ask your tax preparer how it applies to you.
Can I add my spouse and kids?
Yes. Most plans let you cover your spouse and children on the same policy.
Do I pay you anything?
No. Carriers pay us. Your premium is the same as buying direct, and you get a licensed advisor for free.
Ready to see your price?
Get a free quote in about 2 minutes, or call and talk it through.