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VS VS Health Benefits
About VS Health Benefits

Advice that belongs to you, not the carrier.

VS Health Benefits is an independent health insurance advisory based in Miami, FL. We help small employers (10-99 employees), self-employed operators, and families design benefits that hold up in real life.

VS Health Benefits - portrait

Why this practice exists.

Most small business owners get health insurance quotes from someone who will only show them the easy options. Renewal comes, rates go up, nothing gets shopped. It has been that way for decades.

VS Health Benefits is built around a different idea: every client should see the full market, understand the trade-offs, and keep the same advisor year after year. That is the job. Not the add-ons.

We specialize in the 10-99 employee range because that is where thoughtful design actually moves the needle. Below 10, the options narrow. Above 100, the big firms pay attention. In between, you need an advisor who will do the homework.

Want to know the person behind the practice? Meet Bradley Vilsaint, Founder and CEO of VS Health Benefits, and the story that started it all.

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How we got here

A few milestones.

Start
Licensed as independent advisor

Began writing individual, family, and small-group policies in Florida, then expanded nationally.

Focus
Locked in on 10-99 group

After helping dozens of trades and home services owners untangle renewals, we made it the core practice.

Scale
Licensed in 40+ states

Multi-state contractors, remote workforces, and nationwide dental chains needed someone who could keep up.

Now
Full-service advisory

Group, individual, family, ACA, Medicaid, dental/vision, ancillary. One advisor for the whole picture.

Values

How we actually work.

VS Health Benefits office in Miami

Independent

No carrier quotas. No pressure plans. We get paid the same by every A-rated insurer, so we recommend what actually fits.

Plain English benefits explanations

Plain English

We translate the EOB, the deductible-vs-coinsurance math, and the ICHRA fine print. If you cannot explain it, you will not use it.

Year-round service and advocacy

Year-round service

Claims issue? Benefits question from an employee? You call us, not a 1-800 line. Renewals are never a surprise.

What We Help With

Explore Our Coverage

Individual & family health insurance Truck driver & owner-operator coverage Small business group health insurance Dental & vision insurance PPO health plans Open Enrollment 2027 guide

Let's make this easy.

Fifteen minutes on the phone. You walk away with clarity - whether or not we end up being your advisor.

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