Turnover is the enemy of a cleaning business. We find affordable group and level funded plans that help janitorial and cleaning companies cover owners and crews and hold on to reliable people.
In cleaning, reliability is everything, and constant turnover costs you contracts and quality. Health benefits are one of the most powerful tools to keep dependable crews from walking to the next job.
We lean on level funded and ICHRA options that keep costs predictable, handle part-time and variable-hour crews, and give you clear rules on who you are required to cover.
There is no single right plan. We compare every structure and show you the real numbers so you can pick what fits your team and budget.

The traditional group plan. Predictable monthly premiums, strong carrier networks, and simple administration for your team.
Most familiar
Fixed monthly cost with a potential refund if your team stays healthy. Often the best value for younger, healthier groups.
Cost savings
Reimburse employees tax free for individual plans they choose. Budget control for you, flexibility for your team.
Flexible budget
Round out your package with ancillary benefits that cost little but mean a lot when recruiting and keeping staff.
Complete packageOne crew or many, here is what we help cleaning owners solve.
Benefits give reliable cleaners a reason to stay, protecting your contracts and your reputation.
We find level funded structures that cut cost without cutting coverage.
Schedules shift by site and season. We set eligibility rules that fit how cleaning crews run.
Offering benefits can help you compete for larger commercial accounts that expect a stable workforce.
A quick call about your team size, budget, and what you want the plan to do for you.
We pull quotes across every major carrier and plan structure, side by side with real numbers.
You choose the plan that fits. We handle enrollment, employee questions, and the paperwork.
We manage renewals, adds and drops, and keep your costs in check year after year.
Real pricing depends on your team, location, and plan, but here is a realistic range so you know what to expect. Most employers cover part of the premium and employees pay the rest.
| Coverage | Typical Monthly Range | Notes |
|---|---|---|
| Per employee, single | $350 to $650 | Split between employer and employee |
| Level funded group | Often 10 to 30 percent less | Possible refund if claims stay low |
| ICHRA | You set the budget | Reimburse a fixed amount tax free |
| Dental and vision add-on | $8 to $30 per person | Low cost, high impact for retention |
"My turnover was killing me. Once I offered a plan, my core crew finally stayed put."
"They set eligibility around my variable hours and found a plan I could actually afford."
"Simple and free. Offering benefits even helped me land a bigger commercial contract."
Yes. Cleaning and janitorial companies with as few as two employees can qualify for group or level funded coverage. Level funded is often the most affordable route for a healthy crew.
Yes. We set eligibility around average hours so part-time and variable-hour crews still work. We help you decide who is eligible without overcommitting.
Single coverage commonly runs about 350 to 650 dollars per month and is usually split with the employee. Level funded options can lower that for a healthy crew. We show exact numbers free.
Often yes. Larger commercial clients favor vendors with a stable, insured workforce, so benefits can strengthen your bids.
Group coverage can be set up any time of year. There is no open enrollment window to wait for like there is with individual plans.
Free consult. No pressure. No fees. We do the comparison for you and handle the setup.
Cleaning is the hardest small-group case in the trades: high turnover, part-time hours and thin margins on contract bids. It is still very doable — the design just has to account for all three.
Turnover is the problem, not price. A 90-day waiting period plus a measurement period for variable-hour staff means you are not enrolling and terminating people every month, which is what makes janitorial groups expensive to administer.
Industrial and post-construction cleaning crews are usually variable-hour and often work across several counties. Employee ZIP drives the rating area, so a crew spread across Miami-Dade and Broward can price differently than you expect. We model it before you commit.
If you bid facility contracts, benefits are increasingly a scoring criterion, not just a cost. Showing a real benefits package can be the difference on a bid against a low-cost competitor.
Employees averaging under 30 hours generally do not have to be offered coverage. The ACA lookback lets you measure over a period rather than guessing month to month.